@font-face {
    font-family: 'Mazzard Extra';
    src: url('fonts/MazzardH-ExtraBold.otf') format('opentype');
    font-weight: 800;
  }
  @font-face {
    font-family: 'Mazzard';
    src: url('fonts/MazzardH-Medium.ttf') format('truetype');
    font-weight: 500;
  }
  @font-face {
    font-family: 'Mazzard Light';
    src: url('fonts/MazzardH-ExtraLight.otf') format('opentype');
    font-weight: 300;
  }
  @font-face {
    font-family: 'Barlow';
    src: url('fonts/Barlow-Bold.ttf') format('truetype');
    font-weight: 700;
  }

  :root {
    --navy: #0b1f30;
    --navy-deep: #071522;
    --sky: #6fb9d8;
    --deep-blue: #1881ad;
    --paper: #f8f7f4;
    --ink: #16232f;
    --ink-soft: #4a5866;
    --line: #d8dcdf;
    --rule: rgba(11,31,48,0.14);
  }

  * { box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: 'Mazzard', Georgia, serif;
    font-weight: 500;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
  }
  h1, h2, h3 {
    font-family: 'Mazzard Extra', sans-serif;
    font-weight: 800;
    color: var(--navy);
    margin: 0;
    letter-spacing: -0.01em;
  }
  p { margin: 0 0 1em 0; max-width: 62ch; }
  a { color: inherit; text-decoration: none; }
  img { max-width: 100%; display: block; }

  .wrap {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 32px;
  }

  /* ---------- Header ---------- */
  header {
    position: sticky; top: 0; z-index: 50;
    background: rgba(248,247,244,0.92);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--rule);
  }
  .nav {
    display: flex; align-items: center; justify-content: space-between;
    padding: 18px 32px;
    max-width: 1180px; margin: 0 auto;
  }
  .nav img { height: 34px; }
  .nav ul { list-style: none; display: flex; gap: 34px; margin: 0; padding: 0; }
  .nav a { font-family: 'Barlow', sans-serif; font-size: 14px; font-weight: 700; color: var(--navy); }
  .nav-cta {
    background: var(--navy); color: #fff !important;
    padding: 10px 20px; border-radius: 3px;
    font-family: 'Barlow', sans-serif; font-size: 13px; font-weight: 700;
  }
  .nav-toggle { display: none; }

  /* ---------- Hero ---------- */
  .hero {
    background: var(--navy);
    color: #fff;
    padding: 96px 0 84px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: "";
    position: absolute; right: -10%; top: -30%;
    width: 620px; height: 620px; border-radius: 50%;
    background: radial-gradient(circle, rgba(111,185,216,0.25), transparent 70%);
  }
  .hero-inner { position: relative; display: grid; grid-template-columns: 1.3fr 0.9fr; gap: 64px; align-items: end; }
  .hero h1 {
    font-size: clamp(40px, 5vw, 64px);
    line-height: 1.05;
    color: #fff;
    max-width: 12ch;
  }
  .hero h1 span { color: var(--sky); }
  .hero-sub {
    font-family: 'Mazzard Light', serif;
    font-weight: 300;
    font-size: 19px;
    color: #d7e3ec;
    max-width: 46ch;
    margin-top: 22px;
  }
  .hero-loc {
    font-family: 'Mazzard Light', serif;
    font-style: italic;
    color: var(--sky);
    margin-top: 6px;
    font-size: 15px;
  }
  .hero-ctas { display: flex; gap: 14px; margin-top: 34px; flex-wrap: wrap; }
  .btn-primary {
    background: var(--sky); color: var(--navy-deep);
    padding: 15px 26px; border-radius: 3px;
    font-family: 'Barlow', sans-serif; font-weight: 700; font-size: 14px;
  }
  .btn-ghost {
    border: 1px solid rgba(255,255,255,0.5); color: #fff;
    padding: 15px 26px; border-radius: 3px;
    font-family: 'Barlow', sans-serif; font-weight: 700; font-size: 14px;
  }
  .hero-stats {
    border-left: 1px solid rgba(255,255,255,0.25);
    padding-left: 40px;
    display: flex; flex-direction: column; gap: 26px;
  }
  .hero-stats .num { font-family: 'Mazzard Extra'; font-size: 34px; color: var(--sky); }
  .hero-stats .lbl { font-family: 'Barlow', sans-serif; font-size: 13px; color: #b9c7d1; margin-top: 2px; }

  /* ---------- Section shell ---------- */
  section { padding: 96px 0; }
  .section-head { max-width: 640px; margin-bottom: 52px; }
  .section-head h2 { font-size: clamp(28px, 3.4vw, 40px); line-height: 1.15; }
  .section-head p { color: var(--ink-soft); margin-top: 16px; font-size: 17px; }
  .rule { height: 1px; background: var(--rule); border: none; margin: 0; }

  /* ---------- About / intro ---------- */
  .about { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 72px; }
  .about-copy p { color: var(--ink-soft); font-size: 16px; }
  .about-mark {
    font-family: 'Mazzard Extra'; font-size: 15px; color: var(--deep-blue);
    margin-bottom: 14px; letter-spacing: 0.02em;
  }

  /* ---------- Pillars (services strip) ---------- */
  .pillars { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--rule); }
  .pillar { padding: 34px 28px 34px 0; border-right: 1px solid var(--rule); }
  .pillar:last-child { border-right: none; }
  .pillar .idx { font-family: 'Barlow'; font-size: 13px; color: var(--deep-blue); margin-bottom: 14px; }
  .pillar h3 { font-size: 19px; font-family: 'Mazzard Extra'; margin-bottom: 8px; }
  .pillar p { font-size: 14.5px; color: var(--ink-soft); margin: 0; }

  /* ---------- Quote band ---------- */
  .quote-band { background: var(--navy); color: #fff; padding: 72px 0; text-align: left; }
  .quote-band blockquote {
    font-family: 'Mazzard Light', serif; font-style: italic; font-weight: 300;
    font-size: clamp(26px, 3.4vw, 38px); color: #fff; max-width: 16ch; margin: 0;
  }
  .quote-band cite { font-family: 'Barlow'; font-style: normal; font-size: 14px; color: var(--sky); display: block; margin-top: 18px; }

  /* ---------- Process ---------- */
  .process-list { display: flex; flex-direction: column; }
  .process-row {
    display: grid; grid-template-columns: 90px 1fr 1.4fr;
    gap: 32px; padding: 30px 0; border-top: 1px solid var(--rule);
    align-items: start;
  }
  .process-row:last-child { border-bottom: 1px solid var(--rule); }
  .process-row .num { font-family: 'Mazzard Extra'; font-size: 30px; color: var(--sky); -webkit-text-stroke: 1px var(--deep-blue); }
  .process-row h3 { font-size: 21px; }
  .process-row p { color: var(--ink-soft); margin: 0; font-size: 15.5px; }

  /* ---------- Considerations ---------- */
  .considerations { background: var(--navy); color: #fff; border-radius: 4px; padding: 56px 48px; }
  .considerations h2 { color: #fff; }
  .considerations > p { color: #c6d3db; max-width: 60ch; }
  .cons-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: rgba(255,255,255,0.14); margin-top: 40px; border-radius: 3px; overflow: hidden; }
  .cons-cell { background: var(--navy-deep); padding: 26px 24px; }
  .cons-cell h4 { font-family: 'Mazzard Extra'; font-size: 16px; color: var(--sky); margin-bottom: 8px; }
  .cons-cell p { font-size: 13.5px; color: #b9c7d1; margin: 0; }
  .cons-cta { margin-top: 36px; display: inline-block; }

  /* ---------- Trust & legacy ---------- */
  .trust { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; }
  .trust-copy p { color: var(--ink-soft); font-size: 16px; }
  .trust-list { border: 1px solid var(--rule); border-radius: 4px; padding: 8px; }
  .trust-list-head { font-family: 'Barlow'; font-size: 13px; color: var(--deep-blue); padding: 14px 18px 8px; }
  .trust-list ul { list-style: none; margin: 0; padding: 0; }
  .trust-list li {
    padding: 14px 18px; border-top: 1px solid var(--rule);
    font-size: 15px; display: flex; gap: 12px; align-items: baseline;
  }
  .trust-list li::before { content: "—"; color: var(--sky); flex-shrink: 0; }

  /* ---------- Services detail ---------- */
  .services { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 72px; }
  .services-copy p { color: var(--ink-soft); font-size: 16px; }
  .svc-row { display: flex; gap: 20px; padding: 20px 0; border-top: 1px solid var(--rule); }
  .svc-row:last-child { border-bottom: 1px solid var(--rule); }
  .svc-row h4 { font-size: 16.5px; font-family: 'Mazzard Extra'; margin-bottom: 4px; }
  .svc-row p { font-size: 14px; color: var(--ink-soft); margin: 0; }
  .svc-mark { font-family: 'Mazzard Extra'; color: var(--deep-blue); font-size: 14px; width: 22px; flex-shrink: 0; padding-top: 3px; }

  /* ---------- Advisor ---------- */
  .advisor { display: grid; grid-template-columns: 340px 1fr; gap: 56px; align-items: center; background: #fff; border: 1px solid var(--rule); border-radius: 4px; padding: 8px; }
  .advisor-photo { background: linear-gradient(160deg, var(--navy), var(--deep-blue)); border-radius: 3px; aspect-ratio: 4/5; display: flex; align-items: flex-end; justify-content: center; overflow: hidden; }
  .advisor-photo img { width: 100%; height: 100%; object-fit: cover; object-position: top center; }
  .advisor-photo .ph-label { color: rgba(255,255,255,0.5); font-family: 'Barlow'; font-size: 13px; padding: 24px; text-align: center; }
  .advisor-body { padding: 40px 44px 40px 0; }
  .advisor-body .role { font-family: 'Barlow'; color: var(--deep-blue); font-size: 14px; margin-bottom: 6px; }
  .advisor-body h2 { font-size: 30px; margin-bottom: 4px; }
  .advisor-body p { color: var(--ink-soft); font-size: 15.5px; }

  /* ---------- Resources / lead magnet ---------- */
  .resources { background: var(--navy); color: #fff; }
  .resources .section-head h2 { color: #fff; }
  .resources .section-head p { color: #c6d3db; }
  .res-card {
    background: var(--navy-deep); border: 1px solid rgba(255,255,255,0.14);
    border-radius: 4px; padding: 32px; display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center;
    max-width: 720px;
  }
  .res-card .tag { font-family: 'Barlow'; font-size: 12px; color: var(--sky); border: 1px solid var(--sky); display: inline-block; padding: 4px 10px; border-radius: 20px; margin-bottom: 14px; }
  .res-card h3 { color: #fff; font-size: 21px; margin-bottom: 6px; }
  .res-card p { color: #b9c7d1; font-size: 14px; margin: 0; }

  /* ---------- Footer ---------- */
  footer { background: var(--navy-deep); color: #93a3ae; padding: 56px 0 36px; }
  .foot-top { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 24px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 32px; margin-bottom: 24px; }
  .foot-top img { height: 30px; opacity: 0.9; }
  .foot-links { display: flex; gap: 28px; }
  .foot-links a { font-family: 'Barlow'; font-size: 13px; color: #93a3ae; }
  .foot-bottom { font-family: 'Barlow'; font-size: 12px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; }

  @media (max-width: 860px) {
    .nav ul { display: none; }
    .hero-inner { grid-template-columns: 1fr; }
    .hero-stats { flex-direction: row; border-left: none; border-top: 1px solid rgba(255,255,255,0.25); padding-left: 0; padding-top: 24px; gap: 36px; flex-wrap: wrap; }
    .about, .trust, .services { grid-template-columns: 1fr; gap: 36px; }
    .pillars { grid-template-columns: 1fr 1fr; }
    .pillar { border-right: none; border-bottom: 1px solid var(--rule); }
    .process-row { grid-template-columns: 50px 1fr; }
    .process-row p { grid-column: 1 / -1; }
    .cons-grid { grid-template-columns: 1fr 1fr; }
    .advisor { grid-template-columns: 1fr; }
    .advisor-body { padding: 8px 24px 32px; }
    .res-card { grid-template-columns: 1fr; }
  }
/* ---------- Sub-page hero (Planning / Resources / Contact) ---------- */
.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 72px 0 56px;
}
.page-hero .eyebrow { font-family: 'Barlow'; font-size: 13px; color: var(--sky); margin-bottom: 12px; }
.page-hero h1 { color: #fff; font-size: clamp(34px, 4.4vw, 50px); max-width: 16ch; line-height: 1.08; }
.page-hero p { color: #d7e3ec; max-width: 56ch; margin-top: 18px; font-size: 17px; }

/* ---------- Resource grid (multiple cards) ---------- */
.res-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--rule); border: 1px solid var(--rule); }
.res-grid-card { background: var(--paper); padding: 30px 26px; }
.res-grid-card .tag { font-family: 'Barlow'; font-size: 11.5px; color: var(--deep-blue); border: 1px solid var(--deep-blue); display: inline-block; padding: 3px 9px; border-radius: 20px; margin-bottom: 16px; }
.res-grid-card h3 { font-size: 18px; margin-bottom: 8px; }
.res-grid-card p { font-size: 14px; color: var(--ink-soft); margin-bottom: 18px; }
.res-grid-card a { font-family: 'Barlow'; font-size: 13px; font-weight: 700; color: var(--deep-blue); }

/* ---------- Contact page ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; }
.contact-info-row { padding: 20px 0; border-top: 1px solid var(--rule); }
.contact-info-row:last-child { border-bottom: 1px solid var(--rule); }
.contact-info-row .lbl { font-family: 'Barlow'; font-size: 12.5px; color: var(--deep-blue); margin-bottom: 4px; }
.contact-info-row .val { font-size: 16px; }
.form-field { margin-bottom: 20px; }
.form-field label { display: block; font-family: 'Barlow'; font-size: 12.5px; color: var(--ink-soft); margin-bottom: 6px; }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; border: 1px solid var(--line); border-radius: 3px; padding: 12px 14px;
  font-family: 'Mazzard', serif; font-size: 15px; color: var(--ink); background: #fff;
}
.form-field textarea { resize: vertical; min-height: 110px; }
.form-submit {
  background: var(--deep-blue); color: #fff; border: none; border-radius: 3px;
  padding: 15px 28px; font-family: 'Barlow'; font-weight: 700; font-size: 14px; cursor: pointer;
}

@media (max-width: 860px) {
  .res-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
}